Bring an instant offer on a loan between a‚¬1.000 and a‚¬25.000 directly in your N26 app. Sign electronically and obtain compensated straight into your N26 accounts. There’s really no papers a€“ N26 Credit offers more, minus the trouble.
Money on your own terminology
Examine loans and simply regulate their fees tactics. Incorporate all of our consumer loan repayment calculator with systems starting from 6 to 60 several months. The choice try yours a€“ payment strategies starting at a‚¬18*, putting you in charge.
Non-binding gives, individual recommendations
Let us do the work. Considering your own profile, your own monthly money, expenses and credit history, we determine exactly what a potential mortgage for your family might look like. This can be a non-binding give that you could equate to more debts a€“ we enable you to determine what’s effectively for you at the very own speed.
Repayments at the very own rate
Become an introduction to your own equal payments, depending on the selected payment cycle between 6 and 60 several months. Of course, you can pay these back directly inside app.
Paperless and transparent
After careful overview, verify their installment program with an electronic signature. Refrain documents while however checking your finances with your transparent financial loans.
Loan payments, immediately within levels
No matter whether your loan are given through N26 or auxmoney, you are going to immediately get the cash in your N26 profile.
Ensure you get your non-binding mortgage provide in only a couple of minutes
You can get your loan provide within just a couple of minutes without any requirements. Visit the “enjoy” case from inside the application and scroll as a result of the financial loans part. Under the heading “credit score rating,” you can check your own credit rating within minutes. We’ll create an individual give obtainable a€“ invest some time to review they.
Maybe not a person however? Open an N26 accounts in a minute to find out if you qualify
Lack an N26 profile however? Open up their N26 bank-account in just a few minutes making use of your smartphone a€“ no papers necessary! Review our very own bank accounts to get one that fits you most readily useful. Once you’re arranged, have the actions expressed above to evaluate whether your be eligible for financing.
Faqs
Your private financing provide, such as interest, is based on the total amount you intend to borrow, the payment course, and your credit score. Based these issues, N26 Credit provides appealing interest rates starting from 1.99% p.a.
In your loan application, we are installment loans NC going to look at your Schufa rating. The request are going to be mentioned for starters season inside Schufa document, but this may in no way posses a poor influence on your Schufa rating.
Once you incorporate, you will get that loan present in realtime. After you’ve reviewed our very own provide and would like to recognize they, you are able to electronically signal the loan agreement. Their N26 financing is usually given out around the hour. With this spouse auxmoney, you’ll have the money in roughly three trading days following electric signing on the provide. You’ll also see a push information as soon as the levels has been added to your N26 membership.
auxmoney was a credit score rating industry based in Germany, which we have incorporated into N26 credit score rating to become in a position to offer to increase your customer base loans whenever they want them. We decided on auxmoney considering that the business uses a straightforward, paperless system for financing revenue, making the process as simple and transparent as you are able to.
The instance revealed makes reference to financial loans given by N26 Bank GmbH at Rungestr. 22 (3. Hinterhof), 10179 Berlinfor financing of a‚¬1,000 at nominal rate of interest of 1.99% p.a. and effective interest rate of 2.01percent p.a. becoming reimbursed on top of the time period 60 several months. Monthly instalments: a‚¬17.52. Total price associated with loan: a‚¬51.46. Total add up to end up being repayed: a‚¬1,051.46.